“Y” the Art of River Investing is Important

Lesson to Learn form the River
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Time Equals ” = ” Money- ‘Y’ River investing
Imagine as in the diagram above there are two persons trying to journey on their respective boat’s from the Starting point to reach their final Objective & Destination that is the End point[refer to map above].
Now assume or choose who you are at the moment, whether a Young Lady or Man or an Older woman or an Older Man, the choice would be totally at your discretion as even though you choose to be young someday you will reach old age as well. Kindly play along and choose who you wish to be Young or Old at this present moment.
As stated in the diagram above when the journey starts the river is SLOW & smooth sailing and is easily managed for both young and old, that is until Point ‘Y’ of the diagram is reached where the river splits in two different directions. Both directions after the split still flowing smoothly & slowly until it reaches & merges with another river [Point 'Z' in map above ]
The choice now lies with which path you wish to choose at Point ‘Y’ [ refer to map above], The path is still slow and manageble to both parties. As the river splits further up at Point ‘Z’ a faster moving river or rapid will definitely have greater benefits as you will be able to get to your destination much sooner and accomplish more things. You could ride on the swift rapid and navigate your way but you may need effort due to the swift currents. Time = Value. If you choose the river with a slower pace the journey maybe longer and may take more effort out of you, maybe even paddling your way through the whole journey. You will definitely reach your destination later.
There are no Right & Wrong answers in the question we are about to ask you . So which path are you prepared to take whether old or young?
Note : At point ‘Y’ you do NOT know what lies ahead. We NEVER know what God’s plan’s are for us or what the Future & Fate lies ahead for us just as in Point ‘Z’ where the river is fast flowing with dangers that could change or destroy our lives completely forever.
Let’s say both Old & Young choose the swift flowing rapids. What are the chances for survival if the boat capsizes or tilts?
As for the Older person chances are he\she may not be able to survive as he\she may not have the strength & stamina to navigate out of the swift flowing rapids. With experience though he\she may or may not be able to live the tale of their journey. The younger person without any experience on the other hand has the strength & stamina to maybe swim to the side of the rapids and get out of the river to rest and find another way to reach his final destination. He may have that opportunity to fight the battle another day.
Choosing a slower path doesn’t guarantee that you will reach safely though normally it will get you there without much hassles.
In the Art of River Investing the lesson we wish to point out is you got to know your weaknesses and your strengths. You also have to ask yourself honestly what are your risks profiles and are you prepared to abuse them.
If you are young and you fail in your investment decisions you at least have an opportunity to swim to the side and learn from your mistakes & do proper research before entering the waters again. You may have another 20 or 30 years ahead to gain more experience and be a savvier investor and if you haven’t learnt life’s important lessons you might be swept away with your losses. Time is on your side but what good is it if you don’t use it carefully and wisely.
If you are Old though you may have the necessary Experience & Skills but you actually don’t have Time on your side and as such you may not be able to hold on to your assets to see potential growth down the road. To make matters worse with age comes additional problems e.g. loss of income or job, health & medical issues & costs, bills etc…
Tune in to our other article on River Investing ………Continuation.
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